Finance

Finance refers to the management, creation, and study of money, investments, and other financial instruments. It encompasses a wide range of activities pertaining to the allocation of assets and liabilities over time, often under conditions of varying degrees of uncertainty and risk. Finance can be divided into three main categories: personal finance, which deals with individual or household financial management; corporate finance, which focuses on the financial activities of businesses and corporations; and public finance, which involves the financial dealings of government entities and their impact on the economy. The field includes topics such as budgeting, investing, lending, saving, and forecasting, with the overarching goal of maximizing value and achieving financial stability and growth.